Our Story

Built on High Ground.
Grounded in Purpose.

Bellmont Ridge was founded on a simple conviction: businesses deserve a direct path to capital — without intermediaries, without opacity, without delay.

A Direct Lender with a Different Perspective

Bellmont Ridge Inc. is a Brooklyn-based direct business lender serving small and mid-sized companies across the United States. We provide working capital, equipment financing, revenue-based financing, and business lines of credit — directly, without brokers or referral networks.

We were built on the premise that the best capital relationships are direct ones. When you work with Bellmont Ridge, you work with the people who make the decisions. There is no intermediary between your business and the capital it needs.

Our name reflects our approach. A ridge is not a peak — it is sustained high ground. We don't promise a single transaction; we offer the kind of stable, elevated position from which businesses can operate with confidence and grow with clarity.

Based at 1222 Avenue M in Brooklyn, New York, Bellmont Ridge has deep roots in the business community that built this city — and the national perspective to serve businesses wherever they operate.

Brooklyn business district

Our Core Values

Transparency

Every term, fee, and condition is stated plainly before you commit. We believe that informed businesses make better decisions, and better decisions build better relationships.

Decisiveness

Capital delayed is opportunity missed. We move quickly because we know that your business can't wait. Our in-house underwriting means decisions in hours, not weeks.

Partnership

We're not a one-time transaction. We build lending relationships that grow with your business — returning clients receive better terms, faster approvals, and dedicated attention.

Who You Work With

Jonathan Faks

Founder & Principal Lender

Jonathan Faks founded Bellmont Ridge Inc. with a clear vision: bring the capital decisions closer to the businesses that need it. With experience spanning business finance, underwriting, and client relationships, Jonathan built Bellmont Ridge as a direct operation — one where the person you speak with is the person who approves your funding.

Based in Brooklyn, Jonathan understands the unique challenges facing small and mid-sized businesses — the seasonal cash flow pressures, the equipment that can't wait, the growth opportunity with a narrow window. He built Bellmont Ridge to be the lender he would have wanted: direct, transparent, and fast.

Jonathan oversees all client relationships and lending decisions at Bellmont Ridge. When you apply, you work with him.

Ready to Work with a Direct Lender?

No brokers. No middlemen. A straightforward conversation about your capital needs and what we can do together.

Contact Us Today