Privacy Policy — Bellmont Ridge Inc

This Privacy Policy describes how Bellmont Ridge Inc. ("Bellmont Ridge," "we," "us," or "our"), located at 1222 Avenue M, Brooklyn, NY 11230, collects, uses, and protects information you provide when you interact with our website at bellmontridge.com and when you apply for or inquire about our business lending services. By using our website or submitting an application, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect information you provide directly to us, including:

Business information: Business name, type, industry, years in operation, and monthly revenue figures
Personal contact information: Name, email address, and phone number (when provided)
Funding request details: Requested funding type, amount, and intended use of funds
Communications: Any messages, correspondence, or descriptions you submit through our contact form or via email
Communication preferences: Your opt-in choices for email and SMS communications

We may also collect information automatically when you visit our website, including IP address, browser type, pages visited, and referring URLs, through standard server logs and analytics tools.

2. How We Use Your Information

We use the information we collect to:

Review and process your business funding application
Contact you regarding your application status or additional information needed
Provide information about our financial products and services
Send marketing and promotional communications you have consented to receive
Improve our website and services
Comply with legal obligations and regulatory requirements applicable to financial services
Protect against fraud and unauthorized use

3. SMS / Text Message Communications

SMS Program Disclosure

If you have opted in to receive SMS/MMS messages from Bellmont Ridge Inc., the following terms apply:

Program description: Bellmont Ridge Inc. may send recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, using an automated telephone dialing system (ATDS).

Message frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and data rates: Message and data rates may apply. Please check with your mobile carrier for details.

To opt out: Reply STOP to any SMS message to unsubscribe at any time. You will receive a confirmation message and no further SMS messages will be sent.

For assistance: Reply HELP for help or contact us at jonathan@bellmontridge.com.

Consent is NOT a condition of purchase. You may apply for and receive business funding from Bellmont Ridge without consenting to receive SMS messages.

4. Information Sharing and Disclosure

🔒 No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

🔒 All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

Service providers: We may share information with trusted service providers who assist us in operating our website and business, subject to confidentiality agreements. These providers are prohibited from using your information for their own marketing purposes.
Legal compliance: We may disclose information when required by law, regulation, court order, or governmental authority, or when necessary to protect the rights, property, or safety of Bellmont Ridge, our clients, or others.
Business transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, information may be transferred as part of that transaction, subject to confidentiality obligations.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect the information we collect from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure. We cannot guarantee absolute security of your information.

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for the duration of any business relationship, and as required by applicable law and regulatory requirements for financial service providers.

7. Your Rights and Choices

You have the following rights with respect to your personal information:

Access and correction: You may request access to or correction of your personal information by contacting us.
Opt-out of marketing emails: You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in any email or by contacting us directly.
Opt-out of SMS: Reply STOP to any SMS message or contact us at jonathan@bellmontridge.com to opt out of SMS communications.
California residents: California residents may have additional rights under the California Consumer Privacy Act (CCPA). Please contact us for more information.

8. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to improve user experience, analyze website traffic, and understand usage patterns. You may configure your browser to refuse cookies; however, some website features may not function correctly if cookies are disabled.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our services are intended for business owners and individuals who are 18 years of age or older. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post the updated policy on this page with a revised effective date. Your continued use of our website or services after any update constitutes acceptance of the revised policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Bellmont Ridge Inc.
1222 Avenue M
Brooklyn, NY 11230
Email: jonathan@bellmontridge.com